Finance apps for iPhone are probably some of the essential apps you need to install on your iPhone if you want to focus on how you spend and save your money.
Based on the apps you download and use, you can enjoy different features and benefits like budget tracking, splitting bills, saving money, and more.
Here are some of the best finance apps for iPhone 12 in 2020 for iOS 14 that will help you achieve your financial goals and more in 2021 and beyond.
Best iOS 14 Finance apps for iPhone 12 2021
Buddy is an easy budgeting app for iPhone using which you can easily control your finances by setting up weekly or monthly budgets based on the financial goal you are trying to achieve.
You can set up individual budgets for different categories like housing, food, transport, and entertainment. The app will then categorize your spending and let you know how much you are spending in each category, and when you have reached your budget for the month.
Buddy also allows you to add other people to your budget trackings, like your partner or roommate. You can track your spending together by manually adding your daily expenses to the app and checking the detailed overview.
If you are looking to save some money from your earnings for a long term or a short term goal of increasing your savings by investing some of it, Investmate is a great app that you could try on your iPhone 12.
Investmate has free lessons that will help you learn the basics and the advanced strategies and techniques of trading and investing using your iPhone. The app has a combination of expert advice, education videos, and quizzes to help you to learn about finance, savings, and investments in a fun and interactive way.
You can also use the app to learn about finance and investments offline by downloading the instructional videos and taking quizzes. The app will also help you make the learning process easier with jargon-free lessons, glossaries, and interactive flashcards.
Money brilliant is a great app if you are looking for ways to reduce your interest, credit card fees and generally stay out of debt. The app will help you make smart financial decisions by building a plan and showing you the best saving opportunities.
You can connect all your financial accounts to the Money brilliant app. It will help you organize and manage your spending, categorize your bills, find better deals, and check the market to find better plans for your recurrent bills.
The best feature about the app is that it allows you to compare your income and spending with other people using the app who also have similar income and occupation to give you an idea about your spending style.
Receipt Jar is one of the favorite finance apps that I have on my iPhone and is also one of the most used apps. The app allows you to upload pictures of your receipt and then will give you points according to the amount you have spent.
Once you reach a specific amount of points, you can then redeem them for a gift card ranging from $5 to $20 and use them on any available store in the app. You can upload receipts of any sort like groceries, fuel, fast food, restaurants, movies, and more.
The app has a limit of 120 points per week, after which you will only get 5 points per receipt no matter how much you have spent. You can also participate in different surveys to earn more points from the app.
Splitwise is another finance app for iOS 14 that I regularly use on my iPhone. The app allows you to add your expenses and bills and then share them with your friends, roommates, or partners and allows you to see how much you owe to people and how much you are owed.
You can create groups for your friends, family, and roommates and add your expenses there, and you can also share costs with individual people. The app also has options to comment on the entries and even convert payments into different currencies.
Spliwise also allows you to send reminders to people, share expenses with multiple people, and separate them based on the categories and track your spending activity to give you an overview of your financial status and activities.